Frequently Asked Questions
Below are some of our frequently asked questions. If you have any other
questions or concerns, please feel free to contact us.
| Do I have a grace period?
No ! All of the property and casualty policies that we have read state that your insurance protection STOPS on the date due of your payment. While most companies will accept a late payment, if you have an accident between the due date of your policy and the date they receive your payment, they will NOT cover that accident !!!
To be safe, always plan on getting your payment into the hands of the insurance company BEFORE the due date.
Call us for more detailed information.
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| Can I let my friend drive my car?
Yes, MOST (not all) auto insurance policies allow you, the named insured, to give permission to some else to operate your car. Be careful when doing so. First, if they wreck your car, you are responsible for all of the damage and injuries. Even if they have insurance, it does NOT cover your car only theirs! Second, you are responsible for the deductible and, if the rates go up, you get to pay for that increase.
Just to be sure, CALL our office and discuss the situation with one of our licensed insurance representative.
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