Home Insurance
Our approach is very unique in that we
never sell a "me too" policy. Not only are there a lot of coverage choices
in choosing the correct home insurance policy but what about...
-
How much coverage do I need?
-
What deductible do I chose?
-
What options should I carry?
-
What's NOT COVERED and how do I fix that?
These are
questions that we deal with daily. Our process starts with listening to your needs. Then
we inspect the home, perform a complete Replacement Cost Review, bid the coverage with all
of our companies and chose the carrier that provides the best coverage and price. Finally,
we present a common sense review that includes solutions to your special needs.
Simply
stated, we
want you to know how good your policy is
before a loss
and not find out what was
forgotten
after the loss!!
Our service doesn't stop there. We will provide
immediate and knowledgeable answers to your questions, send the right copy of the policy
to your bank, and deliver immediate claims service and advice. Lastly, you will receive
our guaranteed, Every Year - Every Policy Rebid to all of our carriers which will
maintain your protection at the lowest price. Find out why you will love our design work
and the nice people that will protect you !!
Pricing Example
A 32 year old, 2 story home, vinyl sided with a detached garage. Market
value at $135,000. A dwelling limit of $100,000, $250 deductible, $300,000 liability with
no riders.
Mullan Insurance (Auto Owners Ins. Co.) ............. $324
State Farm
................................................................. $410
Allstate
..................................................................... $392
Another Independent Agent ....................................... $344
Yes, they are our clients now. Not only did they save money, but they also
found that the replacement cost of the home was $112,075 ($12,000 short), they didn't have
Replacement Cost, found that they could raise the liability to $300,000 for only $7 and
also received a 10% discount for allowing us to handle their auto insurance.
They really
liked the people they dealt with and the easy way everything was handled. (By the way,
their other agent had not reviewed their coverage in years !!)
Back
We'd like the opportunity to earn
your business .... We promise to keep it simple and give you our best !!!!
Complete our Feedback section or email us.
419-478-7556